We’re rolling large! After a Thursday night stumble in which Houston soundly defeated my Cincinnati upset pick (though Cincinnati did lead entering the fourth quarter), all three upsets singled out by my model rang true on Saturday. The two weeks I’ve ran out the Excel-based metrics model that draws from Bill Connelly’s S&P+, ESPN’s FPI, and the Massey Ratings, the model has nailed all five upsets that have happened between a Top 25 opponent and an unranked opponent. It even sold me on North Dakota State over formerly #13 Iowa, which is a gigantic deal! Thanks to Mark Helfrich being a poor head coach, we came through on Nebraska over #22 Oregon. Even California and Sonny Dykes beat #11 Texas.
As a note, the normal Las Vegas underdog win rate is around 21%. I’m at 83% after two weeks and six games (5-1). This is meaningless because small sample sizes are terribly meaningless, but if I can end up breaking 60% by season’s end, we might have something really special here.
This week, the models expect anywhere from 3.55 losses in 12 games (S&P+) to 3.04 (Massey). Collectively, they average an expectation of 3.3 upsets this weekend. We finished one below expectation last weekend, so just as it was last week, we’ll include three upset picks and a fourth stretch pick as sort of a regression to the mean.
For the first time, I’m including my metrics below, with Top 25 v. Top 25 teams included and highlighted:

And without, which is much more important to this article.

Spreadsheet legend for the numbers on the top right: the top number is the total number of expected wins from that group; the bottom number is the percentage likelihood that the noted group goes undefeated.
As usual, the groups by win percentage are listed below:
- 40-49% (1-1 last week): #24 Utah (vs. USC) (47.3%)
- 50-59% (1-1 last week): #7 Stanford (at UCLA) (55.6%), #18 LSU (at Auburn) (58.8%)
- 60-69% (3-0 last week): #16 Baylor (vs. Oklahoma State) (62.1%), #20 Nebraska (at Northwestern) (65.2%), #13 Florida State (at South Florida) (66.2%)
- 70-79% (1-0 last week): #9 Washington (at Arizona) (75.8%), #5 Clemson (at Georgia Tech) (79.9%)
- 80-89% (0-1 last week): #4 Michigan (vs. Penn State) (82.4%), #3 Louisville (at Marshall) (85.5%)
- 90-99% (8-0 last week): #6 Houston (at Texas State) (91.6%), #1 Alabama (vs. Kent State) (99.4%)
The expected win totals for each of these groups:
- 40-49%: 0.473 of 1
- 50-59%: 1.144 of 2 (32.7% chance of 2-0)
- 60-69%: 1.935 of 3 (26.8% chance of 3-0)
- 70-79%: 1.557 of 2 (60.6% chance of 2-0)
- 80-89%: 1.679 of 2 (70.5% chance of 2-0)
- 90-99%: 1.91 of 2 (91.1% chance of 2-0)
Now, let’s note that the 60-69% group went 3-0 last week. That’s unlikely to happen again, not least because Georgia needed a fourth and 10 touchdown from a true freshman QB with a minute left to beat Missouri, but also because of these probabilities. The odds of this group going 3-0 last week were just 25.3%; the chances of the group moving to 6-0 over two weeks would be 6.7%.
Anyway, let’s make some picks. Based on the above probabilities in the Excel spreadsheet, here’s the expected number of wins for each fifth of the Top 25, broken down further:
- Top 1-5: 3.47 of 4 (56% chance of 4-0)
- Top 6-10: 2.23 of 3 (38.6% chance of 3-0)
- Top 11-15: 0.662 of 1 (66.2% chance of 1-0)
- Top 16-20: 1.86 of 3 (23.8% chance of 3-0)
- Top 21-25: 0.473 of 1 (47.3% chance of 1-0)
If we’re looking for three upsets, we’re going to hit the following categories, as they’re the most likely to find upsets: Top 6-10, Top 16-20, and Top 21-25. Adjusting this for the above win probability categories and composite ratings that show us one upset win for each of the three lowest groups in win percentage (40-49%, 50-59%, and 60-69%), we get the following most likely upsets: USC over #24 Utah, UCLA over #7 Stanford, and Oklahoma State over #16 Baylor.
Let’s rationalize these as best as we can, starting with the pick I hate the most. USC has looked about as excited to start the Clay Helton regime as I am when my friend group decides on Regional Tex-Mex Restaurant of the Week. This isn’t quite as much about USC’s strengths as it is about Utah’s very prominent weaknesses. The Utes currently rank 98th in offensive S&P+ and have yet to drop more than 34 points on any opponent despite drawing Southern Utah and San Jose State in two of their first three games. New QB Troy Williams has already thrown four interceptions, and he’ll be playing a USC secondary that is far and away the least-awful part of a very disappointing defense thus far. If Utah wins this, it’ll be because they topped 200 yards on the ground, not because of anything Williams does or doesn’t do. I don’t see at all how Utah can score enough to put USC away, so I’m taking Sam Darnold and company on the road here.
UCLA, much like their crosstown partners, are also waiting to post an impressive performance of some kind, though at least UCLA forced overtime with their opening week SEC sparring partner. UCLA’s offensive points per game is lagging far behind their statistical expected output, which usually means a breakout is nigh. Why not against a Stanford defense performing far ahead of what the stats expect? Regression to the mean is very real in sports, and I think this might be a great test case for it. Critical to UCLA’s success: force Ryan Burns to pass and you will win. He’s yet to attempt more than 18 passes in either of Stanford’s first two games, and Christian McCaffrey has yet to really look like Christian McCaffrey.
Oklahoma State is a great buy-low. They came out flat in a weird noon home game against a secretly good Central Michigan team, won a close one anyway, then lost on a play that shouldn’t have happened. They play a Baylor defense that allowed 36.3 points per game to top 25 offenses in 2015 and likely isn’t any better. Oklahoma State rebounded from the CMU loss by dumping 45 points on a Pat Narduzzi defense against Pittsburgh. I think people are selling this OSU team in the wrong spot because of the wacky loss; win this and they have a great October schedule to get back in the national conversation.
Now, if we’re anticipating a fourth upset to make up for the lack of a fourth last weekend, we need to go big again. We found gold in the 80-89% range with North Dakota State last weekend, but it was situationally perfect: Iowa at home with a mediocre offense against a great coach and team that was underrated because of being in the FCS. I would prefer to fade that this week, as expecting the rough equivalent of a 1 in 7 event to happen two weeks in a row is fool’s gold. That’ll rule out #4 Michigan and #3 Marshall. We’ve already picked out the three groups most likely to find an upset with one upset from each level of confidence, so that takes away #18 LSU, #20 Nebraska, and #13 Florida State. It is incredibly unlikely that a 90+% team loses, so remove #6 Houston and #1 Alabama. That leaves us with 70-79% and two games: #9 Washington at Arizona and #5 Clemson at Georgia Tech.
Let’s go back and look at that AP Top 25 breakdown: we’ve already bought our upsets from Top 6-10, Top 16-20, and Top 21-25. By taking out Florida State from consideration, we’re ruling out Top 11-15. That leaves the Top 5. Which one of these teams is the most likely team to lose from the Top 5, though it’s far from a certainty? Clemson. Let’s throw a dart and have some fun with a game in a weird and uncomfortable situation for the favorite: Georgia Tech over #5 Clemson on a Thursday night in Atlanta.
Here’s my rationale: Clemson technically has all of four days to run and prepare for a triple option offense. They finally looked like the Clemson everyone anticipated seeing this year on Saturday, but it was against woeful South Carolina State. Georgia Tech, meanwhile, dropped 38 points and 516 yards on a top 20 Vanderbilt defense. Paul Johnson is quietly pretty successful against Clemson and Swinney, having more wins against the Tigers than anyone not named Florida State. ACC favorites in Thursday night games are also just 7-6 over the last three years. I’m not totally positive this one happens, but after upsets coming from the 90-99% and 80-89% groups the last two weeks with one per week, it looks like it’s 70-79%’s turn this time out. Sorry, Clemson. (Alternately, if this one misses: sorry, Washington.) As the metrics only see three upsets, I don’t advise this one, but it’s worth a roll of the dice towards the season total. We’ll use this as a subjective test vs. the metrics, and I will still count it to my total.
To recap, our picks last week: Houston over #6 Cincinnati (miss), California over #11 Texas (make), North Dakota State over #13 Iowa (make), and Nebraska over #22 Oregon (make). Through two weeks, we’re 5-1.
This week: Utah over #24 USC, UCLA over #7 Stanford, Oklahoma State over #16 Baylor, and Georgia Tech over #5 Clemson (stretch pick, subjective choice).